Binance France closes all its accounts on 31 December, with fees from 29 November
The email went out on 6 November. Binance France is announcing the closure of all its French customers' accounts “as of 31 December 2026”, as part of the orderly wind-down of its business. Deposits are already impossible, and withdrawals remain open. Since 1 July, for lack of a MiCA license, these accounts could only be used to sell and withdraw.
29 November becomes the “calculation day”. After that, Binance charges 0.025% of the balance or 10 USDC each month, whichever is higher, which means the minimum applies to anything under $40,000. A first charge comes within three days, and a second one after 24 December, taken in USDC first, then from your other crypto. Anyone who has withdrawn everything before the 29th pays nothing.
After 31 December, an account that still holds funds will be treated as dormant, which could mean a conversion, a transfer or “other handling” of the assets. Binance doesn't say which. Under French tax rules, a transfer to a wallet or another platform isn't a taxable disposal. A sale for euros, on the other hand, counts toward your 2026 capital gains.
Binance is closing its French customers' accounts on 31 December
On Friday, Binance sent an email to its French customers: their Binance France account will be closed on 31 December 2026. The platform didn't get the European MiCA license (the green light required since July to sell crypto in Europe). Since this summer, these accounts could already only be used to sell or withdraw. So all that's left is to move out whatever is still there, to a licensed platform or to your own crypto wallet (an app where only you hold the keys).
If you still have crypto at Binance, the date to remember is 29 November. From then on, Binance takes 0.025% of what's left each month, with a minimum of 10 USDC (a stablecoin, a crypto worth one dollar). On a €500 account, that means $10 going out every month. If nothing has been withdrawn by 31 December, Binance says it may convert or move your crypto, without saying how. In France, a transfer to another account in your name isn't a sale, so there's no tax on it.
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Binance France: accounts close on 31 December, with 0.025% a month from 29 November
The 6 November email concerns the accounts of Binance France SAS, removed from the AMF's register of digital asset service providers (PSAN) on 2 July 2026, for lack of a MiCA license. The closure takes effect “as of 31 December 2026”. Deposits are closed, and withdrawals remain open.
The fee is 0.025% of the balance per month, with a minimum of 10 USDC that applies up to $40,000. The balance is set on 29 November, with a first charge within three days and a second one after 24 December, taken in USDC first, then from the other assets. After 31 December, unwithdrawn assets fall under the dormancy clause in the terms of use: conversion, transfer or other handling, with no further detail.
For your records and your taxes in France, a withdrawal to a wallet whose keys you hold or to a licensed platform is a transfer between your own accounts, outside the scope of Article 150 VH bis of the French tax code (CGI). A sale for euros is a taxable disposal, subject to the 30% flat tax (PFU) once your disposals for the year exceed €305. A swap for USDC stays tax-deferred. Fees taken in tokens are recorded as fees.
